Most payment gateways normally ask for:
- Government ID — Passport, national ID, etc.
- Business registration — Company registration, trade license, or equivalent.
- Tax document — Tax/VAT/GST/PAN/TIN where applicable.
- Bank account — Account matching the business/merchant details.
- Business website — Live website showing products/services.
- Business address — Registered or operating address.
- Owner information — Names and details of owners/directors.
- Business documents — Sometimes required depending on industry and country.
For example, Stripe states that opening an account in another supported country requires a legal entity, tax ID, physical location, phone number, government ID, working website and physical bank account. PayTabs similarly varies its KYC requirements by region and may require IDs, business registration, bank certificate/IBAN and website information.
Payment Gateways by Region
| Region | Payment Gateway | Simple Description | Usually Required |
|---|---|---|---|
| 🌎 Global / International | Stripe | Popular gateway for cards, subscriptions, Apple Pay/Google Pay and international ecommerce. Available only in supported merchant countries. | ID, registered business, tax ID, business address, website, bank account |
| 🌎 Global | PayPal | Easy option for accepting PayPal payments and, depending on country, card payments. Availability and receiving features vary by country. | ID, address, business information, bank/card details |
| 🌎 Global | Adyen | Enterprise-focused payment platform supporting many international payment methods. | Business registration, owner/representative ID, bank details, website, KYC |
| 🌎 Global | Checkout.com | International payment platform for online businesses and ecommerce. | Business registration, bank account, website, business address, owner information |
| 🇪🇺 Europe | Mollie | European payment gateway supporting cards and local European payment methods. | ID, business information, bank account, live website |
| 🇸🇦🇦🇪 Middle East | PayTabs | Popular MENA gateway for cards and regional payment methods. Supports KSA, UAE, Egypt, Oman, Jordan, Iraq and Kuwait. | ID/passport, business registration/license, bank certificate/IBAN, website |
| 🇸🇦🇦🇪 GCC / Middle East | Tap Payments | Regional gateway for accepting online payments from customers worldwide. | ID, business/license documents, bank details, website |
| 🇮🇳 India | Razorpay | Indian ecommerce gateway for cards, UPI, wallets and other local methods. | PAN/ID, address, business documents, bank account |
| 🇮🇳 India | PayU India | Indian payment gateway for websites and online businesses. | ID, address proof, business proof such as GST/business license |
| 🇵🇰 Pakistan | Safepay | Pakistan-focused online payment solution for ecommerce websites. | CNIC/passport, business information, bank account, website |
| 🇵🇰 Pakistan | PayFast | Pakistani payment gateway supporting online merchants and ecommerce. | CNIC, business documents, bank account, website |
| 🇧🇩 Bangladesh | SSLCommerz | Popular Bangladesh payment gateway supporting cards, mobile banking and local payments. | NID, trade license, bank account, business documents, website |
| 🇮🇩 Southeast Asia | Xendit | Payment platform focused on Indonesia and Southeast Asian markets. | ID, business registration, bank account, website |
| 🌏 Southeast Asia | 2C2P | Regional payment platform supporting cards, wallets and local payment methods. | Business registration, ID, bank account, website |
| 🇳🇬🇬🇭🇰🇪 Africa | Flutterwave | African payment platform for cards, bank transfers and local payment methods. | ID, business information, bank account, website |
| 🇳🇬🇬🇭 Africa | Paystack | Payment gateway designed mainly for African businesses. | ID, business registration, bank details, website |
| 🇿🇦 South Africa | PayFast | Online payment service commonly used by South African ecommerce businesses. | ID, business information, bank account, website |
| 🇧🇷🇲🇽🇦🇷 Latin America | Mercado Pago | Major Latin American payment platform with local payment options. | ID, tax/business information, bank account |
| 🇹🇷 Turkey | iyzico | Turkish payment gateway for ecommerce websites and online businesses. | ID, company information, tax/business documents, bank account |
| 🇯🇵 Japan | Paidy / GMO Payment Gateway | Payment solutions for Japanese ecommerce and local payment methods. | Business information, ID, bank account, website |
| 🇨🇳 China / International | Alipay | Major Chinese digital payment network, especially useful for Chinese customers. | Business registration, identity verification, bank information |
🔗 Official Sources
For a TechInviter article, I would use official websites rather than third-party blogs:
- Stripe – Global Availability
- PayPal – Country & Feature Availability
- PayTabs – Merchant Onboarding
- PayTabs – KYC Documents
- Tap Payments – Supported Countries
- Mollie – Account Requirements
- Checkout.com – Business Verification
- Adyen – Supported Countries
- PayU India – Merchant Registration
- PayU India – KYC Requirements